We attempt to take out as much of the "insurance hassle" as possible for you. We'll gladly telephone your insurance company to verify your coverage benefits. We will also file all claims to all contracted insurance providers. If you have any questions at all regarding your financial responsibilities at our office, please do not hesitate to ask. Our insurance clerk has years of experience and will be happy to assist you. The list below includes insurance companies that we are networked with:
We will be happy to bill certain Personal Injury policies at the discretion of our office. Please bear in mind that we cannot bill a Third Party payer or the "at-fault" party in an automobile accident. We will, however, be happy to assist you in handling your injury claim with knowledge and experience. We will also accept Letters of Protection from a representing attorney at our discretion. LOP approvals are given on a case-by-case basis.
An increasing number of patients do not have insurance, or have plans with limited coverage, such as catastrophic policies. We realize that no one wants to build up a large bill. Therefore, we have several plans so those patients may receive complete care without undue financial difficulty. Of course we are always happy to accept cash, your personal check, MasterCard, Visa or Discover cards.
We do accept assignment from Medicare. The check is usually sent directly to our office in payment of the services that Medicare will cover, which for Chiropractors is ONLY manual manipulation of the spine. Medicare pays 80% of the allowable fee once the deductible has been met. You are required to pay the deductible and the remaining 20% as well as any non-covered services. Our office completes and files the forms for Medicare at no charge.
Please inform us of any secondary insurance you may have. We will assist you if you need help in filing.