Insurance

GROUP OR INDIVIDUAL INSURANCE

We attempt to take out as much of the "insurance hassle" as possible  for you. We'll gladly telephone your insurance company to verify your  coverage benefits. We will also file all claims to all contracted  insurance providers. If you have any questions at all regarding your  financial responsibilities at our office, please do not hesitate to ask.  Our insurance clerk has years of experience and will be happy to assist  you.  The list below includes insurance companies that we are networked  with:  

  • Blue Cross Blue Shield
  • United Healthcare
  • Aetna

PERSONAL INJURY OR AUTOMOBILE ACCIDENTS

We will be happy to bill certain Personal Injury policies at the  discretion of our office.  Please bear in mind that we cannot bill a  Third Party payer or the "at-fault" party in an automobile accident.  We  will, however, be happy to assist you in handling your injury claim  with knowledge and experience.  We will also accept Letters of  Protection from a representing attorney at our discretion.  LOP  approvals are given on a case-by-case basis.

PATIENTS WITHOUT INSURANCE

An increasing number of patients do not have insurance, or have plans  with limited coverage, such as catastrophic policies. We realize that no  one wants to build up a large bill. Therefore, we have several plans so  those patients may receive complete care without undue financial  difficulty. Of course we are always happy to accept cash, your personal  check, MasterCard, Visa or Discover cards.

MEDICARE

We do accept assignment from Medicare. The check is usually sent  directly to our office in payment of the services that Medicare will  cover, which for Chiropractors is ONLY manual manipulation of the spine.  Medicare pays 80% of the allowable fee once the deductible has been  met. You are required to pay the deductible and the remaining 20% as  well as any non-covered services. Our office completes and files the  forms for Medicare at no charge.

SECONDARY INSURANCE

Please inform us of any secondary insurance you may have. We will assist you if you need help in filing.